Higginson to Lytton

Learning from the Public Prints that you are about
establishing a Bank in Vancouver's Island, I beg to offer My
Services.

I have been bred up to Banking business and being anxious
to advance myself in a foreign Country it occurred to me that
this would be a Very favorable opportunity.

I am a young Man, yet I have had over five years experience and
can satisfy you to my character and abilities should you be
disposed to entertain my application.